Loan Program

Specialized Financing for Manufactured Homes

Our manufactured housing division specializes in facilitating financing through seller-financed transactions for homes located in land-lease communities.

Rather than offering traditional bank or government-backed loan products, we assist in structuring and documenting compliant financing between buyers and sellers in manufactured home transactions.

How It Works

In a seller-financed transaction:

• The seller acts as the lender
• Financing terms are set by the seller, and we assist in structuring and documenting the transaction based on those terms.
• We assist with structuring the transaction and preparing the required documentation

Our role is to help ensure the transaction is properly documented and clearly understood by all parties involved.

How We Support Buyers

We bring structure and transparency to the financing process so buyers can move forward with clarity and confidence.

• We help organize and present borrower information in a clear and consistent format
• We provide detailed documentation outlining payment structure and key obligations
• We deliver disclosures early in the process so buyers have time to review and ask questions
• We promote a clear understanding of the transaction before any agreement is finalized

The seller establishes the financing terms and makes the final decision. Our process helps ensure buyers are prepared and fully informed.

Who This Is For

This program is designed for:

• Buyers purchasing manufactured homes in land-lease communities
• Sellers offering financing as part of a home sale
• Private lenders participating in seller-financed transactions

Important Information

We do not currently offer direct consumer loan products such as conventional, FHA, or VA financing for manufactured homes.

Our focus is on seller-financed solutions, which can provide flexibility in situations where traditional financing may not be available.

For Industry Partners

We also work with park owners, retailers, and private lenders to support compliant seller-financed transactions at scale.